Key Questions:

1. Who are the leading lenders in Fairbanks North Star, Alaska?
   1. The leading lenders, by market share, are Wells Fargo Bank, Na, Alaska Usa Mortgage Company and Mt Mckinley Bank. Do you have the best rate possible? Find out your credit score or browse
2. How stretched will home owners in Fairbanks North Star, Alaska be in paying off their mortgage?
   1. Homeowners in Fairbanks North Star, Alaska borrowed an average of 1.98 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Fairbanks North Star, Alaska homeowners will default on their mortgage payments in the coming years.
3. How likely are the owners of homes in Fairbanks North Star, Alaska to actually live in them?
   1. 93.1% of home owners in Fairbanks North Star, Alaska that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
4. How at risk is Fairbanks North Star, Alaska to the subprime mortgage crisis?
   1. Loans taken out by home owners in Fairbanks North Star, Alaska are within a +/- 10 percent band of the national average. That is to say, Fairbanks North Star, Alaska will likely be affected by the subprime mortgage crisis just like the average county in the US.