Key Questions:

1. How at risk is Ketchikan Gateway, Alaska to the subprime mortgage crisis?
   1. Loans taken out by home owners in Ketchikan Gateway, Alaska are within a +/- 10 percent band of the national average. That is to say, Ketchikan Gateway, Alaska will likely be affected by the subprime mortgage crisis just like the average county in the US.
2. How stretched will home owners in Ketchikan Gateway, Alaska be in paying off their mortgage?
   1. Homeowners in Ketchikan Gateway, Alaska borrowed an average of 1.79 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, there will be a normal risk that Ketchikan Gateway, Alaska homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Ketchikan Gateway, Alaska?
   1. The leading lenders, by market share, are Wells Fargo Bank, Na, Wells Fargo Fin'L Alaska, Inc and Countrywide Home Loans. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Ketchikan Gateway, Alaska to actually live in them?
   1. 91.0% of home owners in Ketchikan Gateway, Alaska that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.