Homethinking shows you transactional histories of real estate agents and mortgage lenders.
Realtors: Get Listed / Login

Key Questions:

    1. How at risk is Crittenden, Arkansas to the subprime mortgage crisis?
    2. Loans taken out by home owners in Crittenden, Arkansas are within a +/- 10 percent band of the national average. That is to say, Crittenden, Arkansas will likely be affected by the subprime mortgage crisis just like the average county in the US.
    1. How stretched will home owners in Crittenden, Arkansas be in paying off their mortgage?
    2. Homeowners in Crittenden, Arkansas borrowed an average of 1.35 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, a significantly lower risk that Crittenden, Arkansas homeowners will default on their mortgage payments in the coming years.
    1. Who are the leading lenders in Crittenden, Arkansas?
    2. The leading lenders, by market share, are Pulaski Mortgage Company, Us Bank, N.A. and Countrywide Home Loans. Do you have the best rate possible? Get quotes from mortgage lenders.
    1. How likely are the owners of homes in Crittenden, Arkansas to actually live in them?
    2. 91.8% of home owners in Crittenden, Arkansas that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.
2006 Mortgage Research Crittenden Arkansas US
Total Applications 3,365 194,090 33,304,682
Average Loan $96.6k $105.9k $184.9k
Loan to Income Ratio 1.35 1.42 1.83
Subprime Loans 12.93% 12.32% 11.98%
Refinancing Loans 37.30% 41.47% 50.05%
Principal Dwellings 91.77% 88.20% 88.97%
Rejected Applications 14.68% 12.61% 12.36%

Nearby Counties:   Cross, St. Francis, Poinsett, Mississippi, Lee

Top Ten Lenders
# Name Share Apps
1 Pulaski Mortgage Company 8.29% 279
2 Us Bank, N.A. 6.57% 221
3 Countrywide Home Loans 4.78% 161
4 Regions Bank 4.10% 138
5 First Community Bank 3.36% 113
6 Wells Fargo Bank, Na 3.24% 109
7 Wells Fargo Funding, Inc 3.12% 105
8 First Horizon Home Loan Corp 3.06% 103
9 Bank Of America, N.A. 2.67% 90
10 Ameriquest Mortgage Company 2.41% 81