Key Questions:

1. How at risk is Solano, California to the subprime mortgage crisis?
   1. Loans taken out by home owners in Solano, California are within a +/- 10 percent band of the national average. That is to say, Solano, California will likely be affected by the subprime mortgage crisis just like the average county in the US.
2. How stretched will home owners in Solano, California be in paying off their mortgage?
   1. Homeowners in Solano, California borrowed an average of 2.45 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, a signficantly higher risk that Solano, California homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Solano, California?
   1. The leading lenders, by market share, are Countrywide Home Loans, World Savings Bank, Fsb and Washington Mutual Bank. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Solano, California to actually live in them?
   1. 91.7% of home owners in Solano, California that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.