Key Questions:

1. How at risk is Dolores, Colorado to the subprime mortgage crisis?
   1. Loans taken out by home owners in Dolores, Colorado are within a +/- 10 percent band of the national average. That is to say, Dolores, Colorado will likely be affected by the subprime mortgage crisis just like the average county in the US.
2. How stretched will home owners in Dolores, Colorado be in paying off their mortgage?
   1. Homeowners in Dolores, Colorado borrowed an average of 1.70 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, there will be a normal risk that Dolores, Colorado homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Dolores, Colorado?
   1. The leading lenders, by market share, are Homeland Capital Mortgage, Wells Fargo Bank, Na and Vectra Bank Colorado, Na. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Dolores, Colorado to actually live in them?
   1. 79.1% of home owners in Dolores, Colorado that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.