Key Questions:

1. Who are the leading lenders in Broward, Florida?
   1. The leading lenders, by market share, are Jpmorgan Chase Bank, Na, Bank Of America, N.A. and Countrywide Bank, Fsb. Do you have the best rate possible? Find out your credit score or browse
2. How stretched will home owners in Broward, Florida be in paying off their mortgage?
   1. Homeowners in Broward, Florida borrowed an average of 1.91 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Broward, Florida homeowners will default on their mortgage payments in the coming years.
3. How likely are the owners of homes in Broward, Florida to actually live in them?
   1. 85.2% of home owners in Broward, Florida that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
4. How at risk is Broward, Florida to the subprime mortgage crisis?
   1. There were significantly less subprime loans taken out by home owners in Broward, Florida than the national average in 2008. That is to say, Broward, Florida will be less affected by the subprime mortgage crisis in years to come as a lesser percentage of all mortgages in Broward, Florida - 3.4% versus 4.8% - will reset to higher rates in 2009. This will mean that there will be less foreclosures caused by the reseting of subprime mortgages in Broward, Florida than other areas of the US.