Key Questions:

1. How at risk is Citrus, Florida to the subprime mortgage crisis?
   1. Loans taken out by home owners in Citrus, Florida are within a +/- 10 percent band of the national average. That is to say, Citrus, Florida will likely be affected by the subprime mortgage crisis just like the average county in the US.
2. How stretched will home owners in Citrus, Florida be in paying off their mortgage?
   1. Homeowners in Citrus, Florida borrowed an average of 1.71 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, there will be a normal risk that Citrus, Florida homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Citrus, Florida?
   1. The leading lenders, by market share, are Bank Of America, N.A., Countrywide Home Loans and Suntrust Mortgage, Inc. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Citrus, Florida to actually live in them?
   1. 80.9% of home owners in Citrus, Florida that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.