Key Questions:

1. How at risk is Clark, Illinois to the subprime mortgage crisis?
   1. Loans taken out by home owners in Clark, Illinois are within a +/- 10 percent band of the national average. That is to say, Clark, Illinois will likely be affected by the subprime mortgage crisis just like the average county in the US.
2. How stretched will home owners in Clark, Illinois be in paying off their mortgage?
   1. Homeowners in Clark, Illinois borrowed an average of 1.19 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, a significantly lower risk that Clark, Illinois homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Clark, Illinois?
   1. The leading lenders, by market share, are First Bank & Trust, Sb, Casey State Bank and Old National Bank. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Clark, Illinois to actually live in them?
   1. 91.2% of home owners in Clark, Illinois that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.