Key Questions:

1. How at risk is Buena Vista, Iowa to the subprime mortgage crisis?
   1. Subprime loans taken out by home owners in Buena Vista, Iowa were meaningful more than the national average in 2006. That is to say, Buena Vista, Iowa will likely be more affected by the subprime mortgage crisis in years to come as a greater percentage of all mortgages in Buena Vista, Iowa - 13.3% versus 12.0% - will reset to higher rates in 2008. This will likely trigger a higher amount of foreclosures caused by the reseting of subprime mortgages in Buena Vista, Iowa than other areas of the US.
2. How stretched will home owners in Buena Vista, Iowa be in paying off their mortgage?
   1. Homeowners in Buena Vista, Iowa borrowed an average of 1.35 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, a significantly lower risk that Buena Vista, Iowa homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Buena Vista, Iowa?
   1. The leading lenders, by market share, are Central Bank, Northwest Federal Savings Bank and Metabank. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Buena Vista, Iowa to actually live in them?
   1. 91.7% of home owners in Buena Vista, Iowa that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.