Homethinking shows you transactional histories of real estate agents and mortgage lenders.
Realtors: Get Listed / Login

Key Questions:

    1. How at risk is Butler, Kansas to the subprime mortgage crisis?
    2. Loans taken out by home owners in Butler, Kansas are within a +/- 10 percent band of the national average. That is to say, Butler, Kansas will likely be affected by the subprime mortgage crisis just like the average county in the US.
    1. How stretched will home owners in Butler, Kansas be in paying off their mortgage?
    2. Homeowners in Butler, Kansas borrowed an average of 1.25 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, a significantly lower risk that Butler, Kansas homeowners will default on their mortgage payments in the coming years.
    1. Who are the leading lenders in Butler, Kansas?
    2. The leading lenders, by market share, are Countrywide Home Loans, Beneficial Company Llc and Intrust Bank, N. A.. Do you have the best rate possible? Get quotes from mortgage lenders.
    1. How likely are the owners of homes in Butler, Kansas to actually live in them?
    2. 93.2% of home owners in Butler, Kansas that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.
2006 Mortgage Research Butler Kansas US
Total Applications 5,770 229,921 33,304,682
Average Loan $91.5k $109.8k $184.9k
Loan to Income Ratio 1.25 1.43 1.83
Subprime Loans 11.53% 10.73% 11.98%
Refinancing Loans 47.37% 48.83% 50.05%
Principal Dwellings 93.17% 91.49% 88.97%
Rejected Applications 11.75% 11.55% 12.36%

Nearby Counties:   Cowley, Chase, Greenwood, Sedgwick, Marion

Top Ten Lenders
# Name Share Apps
1 Countrywide Home Loans 7.12% 411
2 Beneficial Company Llc 4.64% 268
3 Intrust Bank, N. A. 4.59% 265
4 Bank Of America, N.A. 4.40% 254
5 Wells Fargo Bank, Na 4.37% 252
6 First Horizon Home Loan Corp 3.36% 194
7 Us Bank, N.A. 2.58% 149
8 Bank Of The West 2.55% 147
9 Suntrust Mortgage, Inc 2.29% 132
10 Capitol Federal Savings Bank 2.24% 129