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Key Questions:

    1. Who are the leading lenders in Chase, Kansas?
    2. The leading lenders, by market share, are Countrywide Bank, Fsb, Suntrust Mortgage, Inc and Beneficial Company Llc. Do you have the best rate possible? Find out your credit score or browse
    1. How stretched will home owners in Chase, Kansas be in paying off their mortgage?
    2. Homeowners in Chase, Kansas borrowed an average of 1.44 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, a significantly lower risk that Chase, Kansas homeowners will default on their mortgage payments in the coming years.
    1. How likely are the owners of homes in Chase, Kansas to actually live in them?
    2. 94.4% of home owners in Chase, Kansas that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
    1. How at risk is Chase, Kansas to the subprime mortgage crisis?
    2. Loans taken out by home owners in Chase, Kansas are within a +/- 10 percent band of the national average. That is to say, Chase, Kansas will likely be affected by the subprime mortgage crisis just like the average county in the US.
2008 Mortgage Research Chase Kansas US
Total Applications 90 146,968 17,391,570
Average Loan $68.2k $152.1k $198.2k
Loan to Income Ratio 1.44 1.87 1.97
Subprime Loans 4.44% 7.06% 4.81%
Refinancing Loans 48.89% 50.57% 52.52%
Principal Dwellings 94.44% 91.66% 90.00%
Rejected Applications 10% 11.43% 15.15%

Nearby Counties:   Morris, Lyon, Marion, Greenwood, Butler

KANSAS Mortgage Rates
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Top Ten Lenders
# Name Share Apps
1 Countrywide Bank, Fsb 10.47% 6
2 Suntrust Mortgage, Inc 10.30% 6
3 Beneficial Company Llc 6.86% 6
4 Wells Fargo Funding, Inc 5.06% 2
5 Hfc Company Llc 4.86% 5
6 The First State Bank 4.78% 1
7 Tierone Bank 3.98% 1
8 Gmac Mortgage Llc 3.90% 3
9 Bank Of America, N.A. 3.77% 5
10 Corefirst Bank & Trust 3.47% 2