Key Questions:

1. How at risk is Anderson, Kentucky to the subprime mortgage crisis?
   1. Loans taken out by home owners in Anderson, Kentucky are within a +/- 10 percent band of the national average. That is to say, Anderson, Kentucky will likely be affected by the subprime mortgage crisis just like the average county in the US.
2. How stretched will home owners in Anderson, Kentucky be in paying off their mortgage?
   1. Homeowners in Anderson, Kentucky borrowed an average of 1.64 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, there will be a normal risk that Anderson, Kentucky homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Anderson, Kentucky?
   1. The leading lenders, by market share, are Countrywide Home Loans, Beneficial Company Llc and 1St Independence Bank. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Anderson, Kentucky to actually live in them?
   1. 89.9% of home owners in Anderson, Kentucky that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.