Key Questions:

1. How at risk is Daviess, Kentucky to the subprime mortgage crisis?
   1. Loans taken out by home owners in Daviess, Kentucky are within a +/- 10 percent band of the national average. That is to say, Daviess, Kentucky will likely be affected by the subprime mortgage crisis just like the average county in the US.
2. How stretched will home owners in Daviess, Kentucky be in paying off their mortgage?
   1. Homeowners in Daviess, Kentucky borrowed an average of 1.30 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, a significantly lower risk that Daviess, Kentucky homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Daviess, Kentucky?
   1. The leading lenders, by market share, are Beneficial Company Llc, National City Bank and Branch Banking And Trust Co. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Daviess, Kentucky to actually live in them?
   1. 91.4% of home owners in Daviess, Kentucky that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.