Key Questions:

1. How at risk is Fulton, Kentucky to the subprime mortgage crisis?
   1. Loans taken out by home owners in Fulton, Kentucky are within a +/- 10 percent band of the national average. That is to say, Fulton, Kentucky will likely be affected by the subprime mortgage crisis just like the average county in the US.
2. How stretched will home owners in Fulton, Kentucky be in paying off their mortgage?
   1. Homeowners in Fulton, Kentucky borrowed an average of 1.12 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, a significantly lower risk that Fulton, Kentucky homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Fulton, Kentucky?
   1. The leading lenders, by market share, are Beneficial Company Llc, Heritage Bank and Countrywide Home Loans. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Fulton, Kentucky to actually live in them?
   1. 93.3% of home owners in Fulton, Kentucky that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.