Key Questions:

1. How at risk is Ascension, Louisiana to the subprime mortgage crisis?
   1. Loans taken out by home owners in Ascension, Louisiana are within a +/- 10 percent band of the national average. That is to say, Ascension, Louisiana will likely be affected by the subprime mortgage crisis just like the average county in the US.
2. How stretched will home owners in Ascension, Louisiana be in paying off their mortgage?
   1. Homeowners in Ascension, Louisiana borrowed an average of 1.61 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, there will be a normal risk that Ascension, Louisiana homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Ascension, Louisiana?
   1. The leading lenders, by market share, are Capital One N.A., Jpmorgan Chase Bank and Countrywide Home Loans. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Ascension, Louisiana to actually live in them?
   1. 93.6% of home owners in Ascension, Louisiana that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.