Key Questions:

1. How at risk is Prince George'S, Maryland to the subprime mortgage crisis?
   1. There were significantly more subprime loans taken out by home owners in Prince George'S, Maryland than the national average in 2006. That is to say, Prince George'S, Maryland will be more affected by the subprime mortgage crisis in years to come as a greater percentage of all mortgages in Prince George'S, Maryland - 17.9% versus 12.0% - will reset to higher rates in 2008. This will mean that there will be more foreclosures caused by the reseting of subprime mortgages in Prince George'S, Maryland than other areas of the US.
2. How stretched will home owners in Prince George'S, Maryland be in paying off their mortgage?
   1. Homeowners in Prince George'S, Maryland borrowed an average of 2.39 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, a signficantly higher risk that Prince George'S, Maryland homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Prince George'S, Maryland?
   1. The leading lenders, by market share, are Countrywide Home Loans, Fremont Investment & Loan and Wells Fargo Bank, Na. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Prince George'S, Maryland to actually live in them?
   1. 94.1% of home owners in Prince George'S, Maryland that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.