Homethinking shows you transactional histories of real estate agents and mortgage lenders.
Realtors: Get Listed / Login

Key Questions:

    1. How at risk is Antrim, Michigan to the subprime mortgage crisis?
    2. Loans taken out by home owners in Antrim, Michigan are within a +/- 10 percent band of the national average. That is to say, Antrim, Michigan will likely be affected by the subprime mortgage crisis just like the average county in the US.
    1. How stretched will home owners in Antrim, Michigan be in paying off their mortgage?
    2. Homeowners in Antrim, Michigan borrowed an average of 1.49 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, there will be a normal risk that Antrim, Michigan homeowners will default on their mortgage payments in the coming years.
    1. Who are the leading lenders in Antrim, Michigan?
    2. The leading lenders, by market share, are Countrywide Home Loans, The Huntington National Bank and Ameriquest Mortgage Company. Do you have the best rate possible? Get quotes from mortgage lenders.
    1. How likely are the owners of homes in Antrim, Michigan to actually live in them?
    2. 76.9% of home owners in Antrim, Michigan that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.
2006 Mortgage Research Antrim Michigan US
Total Applications 2,547 1,089,009 33,304,682
Average Loan $147.5k $120.8k $184.9k
Loan to Income Ratio 1.49 1.55 1.83
Subprime Loans 11.46% 12.03% 11.98%
Refinancing Loans 65.41% 59.15% 50.05%
Principal Dwellings 76.91% 90.56% 88.97%
Rejected Applications 17.08% 16.16% 12.36%

Nearby Counties:   Charlevoix, Kalkaska, Grand Traverse, Otsego, Emmet

Top Ten Lenders
# Name Share Apps
1 Countrywide Home Loans 8.17% 208
2 The Huntington National Bank 6.05% 154
3 Ameriquest Mortgage Company 3.65% 93
4 Gmac Mortgage Llc 3.46% 88
5 Fifth Third Mortgage, Mi Llc 3.30% 84
6 Wells Fargo Bank, Na 3.10% 79
7 Countrywide Bank, N.A. 2.71% 69
8 Citizens Bank 2.71% 69
9 Jpmorgan Chase Bank 2.55% 65
10 Fifth Third Mortgage Company 2.39% 61