Key Questions:

1. How at risk is Genesee, Michigan to the subprime mortgage crisis?
   1. Loans taken out by home owners in Genesee, Michigan are within a +/- 10 percent band of the national average. That is to say, Genesee, Michigan will likely be affected by the subprime mortgage crisis just like the average county in the US.
2. How stretched will home owners in Genesee, Michigan be in paying off their mortgage?
   1. Homeowners in Genesee, Michigan borrowed an average of 1.48 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, there will be a normal risk that Genesee, Michigan homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Genesee, Michigan?
   1. The leading lenders, by market share, are Countrywide Home Loans, Jpmorgan Chase Bank and Gmac Mortgage Llc. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Genesee, Michigan to actually live in them?
   1. 91.8% of home owners in Genesee, Michigan that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.