Homethinking shows you transactional histories of real estate agents and mortgage lenders.
Realtors: Get Listed / Login

Key Questions:

    1. How at risk is Claiborne, Mississippi to the subprime mortgage crisis?
    2. Loans taken out by home owners in Claiborne, Mississippi are within a +/- 10 percent band of the national average. That is to say, Claiborne, Mississippi will likely be affected by the subprime mortgage crisis just like the average county in the US.
    1. How stretched will home owners in Claiborne, Mississippi be in paying off their mortgage?
    2. Homeowners in Claiborne, Mississippi borrowed an average of 1.53 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, there will be a normal risk that Claiborne, Mississippi homeowners will default on their mortgage payments in the coming years.
    1. Who are the leading lenders in Claiborne, Mississippi?
    2. The leading lenders, by market share, are Wmc Mortgage Company, Countrywide Home Loans and Citifinancial, Inc.. Do you have the best rate possible? Get quotes from mortgage lenders.
    1. How likely are the owners of homes in Claiborne, Mississippi to actually live in them?
    2. 89.7% of home owners in Claiborne, Mississippi that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.
2006 Mortgage Research Claiborne Mississippi US
Total Applications 290 192,775 33,304,682
Average Loan $75.3k $101.9k $184.9k
Loan to Income Ratio 1.53 1.42 1.83
Subprime Loans 12.41% 15.50% 11.98%
Refinancing Loans 46.21% 42.13% 50.05%
Principal Dwellings 89.66% 88.55% 88.97%
Rejected Applications 19.66% 14.06% 12.36%

Nearby Counties:   Jefferson, Warren, Copiah, Franklin, Hinds