Key Questions:

1. Who are the leading lenders in Adair, Missouri?
   1. The leading lenders, by market share, are Us Bank, N.A., Bank Midwest, N.A. and Countrywide Bank, Fsb. Do you have the best rate possible? Find out your credit score or browse
2. How stretched will home owners in Adair, Missouri be in paying off their mortgage?
   1. Homeowners in Adair, Missouri borrowed an average of 1.42 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, a significantly lower risk that Adair, Missouri homeowners will default on their mortgage payments in the coming years.
3. How likely are the owners of homes in Adair, Missouri to actually live in them?
   1. 81.3% of home owners in Adair, Missouri that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
4. How at risk is Adair, Missouri to the subprime mortgage crisis?
   1. Loans taken out by home owners in Adair, Missouri are within a +/- 10 percent band of the national average. That is to say, Adair, Missouri will likely be affected by the subprime mortgage crisis just like the average county in the US.