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Key Questions:

    1. Who are the leading lenders in Crawford, Missouri?
    2. The leading lenders, by market share, are Bank Of Sullivan, First Community National Bank and Peoples Bank. Do you have the best rate possible? Find out your credit score or browse
    1. How stretched will home owners in Crawford, Missouri be in paying off their mortgage?
    2. Homeowners in Crawford, Missouri borrowed an average of 1.62 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Crawford, Missouri homeowners will default on their mortgage payments in the coming years.
    1. How likely are the owners of homes in Crawford, Missouri to actually live in them?
    2. 88.9% of home owners in Crawford, Missouri that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
    1. How at risk is Crawford, Missouri to the subprime mortgage crisis?
    2. There were significantly more subprime loans taken out by home owners in Crawford, Missouri than the national average in 2008. That is to say, Crawford, Missouri will be more affected by the subprime mortgage crisis in years to come as a greater percentage of all mortgages in Crawford, Missouri - 14.1% versus 4.8% - will reset to higher rates in 2009. This will mean that there will be more foreclosures caused by the reseting of subprime mortgages in Crawford, Missouri than other areas of the US.
2008 Mortgage Research Crawford Missouri US
Total Applications 1,480 379,587 17,391,570
Average Loan $103.5k $143.1k $198.2k
Loan to Income Ratio 1.62 1.75 1.97
Subprime Loans 14.12% 6.26% 4.81%
Refinancing Loans 63.51% 59.50% 52.52%
Principal Dwellings 88.92% 90.00% 90.00%
Rejected Applications 13.45% 11.93% 15.15%

Nearby Counties:   Dent, Washington, Franklin, Phelps, Gasconade

MISSOURI Mortgage Rates
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Top Ten Lenders
# Name Share Apps
1 Bank Of Sullivan 13.38% 184
2 First Community National Bank 11.14% 181
3 Peoples Bank 8.10% 142
4 Taylor, Bean & Whitaker 5.01% 60
5 Countrywide Bank, Fsb 4.80% 65
6 Beneficial Company Llc 4.48% 54
7 Jpmorgan Chase Bank, Na 4.24% 60
8 Advanced Financial Services In 2.65% 31
9 First State Community Bank 2.54% 56
10 Hfc Company Llc 2.35% 36