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Key Questions:

    1. Who are the leading lenders in Greene, Missouri?
    2. The leading lenders, by market share, are Countrywide Bank, Fsb, Bancorpsouth Bank and Great Southern Bank. Do you have the best rate possible? Find out your credit score or browse
    1. How stretched will home owners in Greene, Missouri be in paying off their mortgage?
    2. Homeowners in Greene, Missouri borrowed an average of 1.72 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Greene, Missouri homeowners will default on their mortgage payments in the coming years.
    1. How likely are the owners of homes in Greene, Missouri to actually live in them?
    2. 88.3% of home owners in Greene, Missouri that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
    1. How at risk is Greene, Missouri to the subprime mortgage crisis?
    2. Loans taken out by home owners in Greene, Missouri are within a +/- 10 percent band of the national average. That is to say, Greene, Missouri will likely be affected by the subprime mortgage crisis just like the average county in the US.
2008 Mortgage Research Greene Missouri US
Total Applications 17,878 379,587 17,391,570
Average Loan $131.4k $143.1k $198.2k
Loan to Income Ratio 1.72 1.75 1.97
Subprime Loans 5.12% 6.26% 4.81%
Refinancing Loans 55.26% 59.50% 52.52%
Principal Dwellings 88.30% 90.00% 90.00%
Rejected Applications 8.43% 11.93% 15.15%

Nearby Counties:   Christian, Polk, Webster, Lawrence, Stone

MISSOURI Mortgage Rates
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Top Ten Lenders
# Name Share Apps
1 Countrywide Bank, Fsb 7.49% 1,297
2 Bancorpsouth Bank 7.05% 985
3 Great Southern Bank 3.86% 622
4 Taylor, Bean & Whitaker 3.56% 632
5 Wells Fargo Bank, Na 3.36% 726
6 Us Bank, N.A. 3.33% 562
7 Jpmorgan Chase Bank, Na 3.29% 677
8 Citimortgage, Inc 3.04% 553
9 Guaranty Bank 2.77% 396
10 Hfc Company Llc 2.65% 462