Key Questions:

1. How at risk is Adams, Nebraska to the subprime mortgage crisis?
   1. Loans taken out by home owners in Adams, Nebraska are within a +/- 10 percent band of the national average. That is to say, Adams, Nebraska will likely be affected by the subprime mortgage crisis just like the average county in the US.
2. How stretched will home owners in Adams, Nebraska be in paying off their mortgage?
   1. Homeowners in Adams, Nebraska borrowed an average of 1.18 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, a significantly lower risk that Adams, Nebraska homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Adams, Nebraska?
   1. The leading lenders, by market share, are Wells Fargo Bank, Na, Us Bank, N.A. and Tierone Bank. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Adams, Nebraska to actually live in them?
   1. 94.8% of home owners in Adams, Nebraska that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.