Key Questions:

1. Who are the leading lenders in Box Butte, Nebraska?
   1. The leading lenders, by market share, are Wells Fargo Bank, Na, First National Bank Of Omaha and Bank Of The West. Do you have the best rate possible? Find out your credit score or browse
2. How stretched will home owners in Box Butte, Nebraska be in paying off their mortgage?
   1. Homeowners in Box Butte, Nebraska borrowed an average of 1.20 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, a significantly lower risk that Box Butte, Nebraska homeowners will default on their mortgage payments in the coming years.
3. How likely are the owners of homes in Box Butte, Nebraska to actually live in them?
   1. 95.6% of home owners in Box Butte, Nebraska that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
4. How at risk is Box Butte, Nebraska to the subprime mortgage crisis?
   1. There were significantly more subprime loans taken out by home owners in Box Butte, Nebraska than the national average in 2008. That is to say, Box Butte, Nebraska will be more affected by the subprime mortgage crisis in years to come as a greater percentage of all mortgages in Box Butte, Nebraska - 9.3% versus 4.8% - will reset to higher rates in 2009. This will mean that there will be more foreclosures caused by the reseting of subprime mortgages in Box Butte, Nebraska than other areas of the US.