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Key Questions:

    1. How at risk is Brown, Nebraska to the subprime mortgage crisis?
    2. Loans taken out by home owners in Brown, Nebraska are within a +/- 10 percent band of the national average. That is to say, Brown, Nebraska will likely be affected by the subprime mortgage crisis just like the average county in the US.
    1. How stretched will home owners in Brown, Nebraska be in paying off their mortgage?
    2. Homeowners in Brown, Nebraska borrowed an average of 1.16 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, a significantly lower risk that Brown, Nebraska homeowners will default on their mortgage payments in the coming years.
    1. Who are the leading lenders in Brown, Nebraska?
    2. The leading lenders, by market share, are Union Bank And Trust Company, Tierone Bank and Wells Fargo Bank, Na. Do you have the best rate possible? Get quotes from mortgage lenders.
    1. How likely are the owners of homes in Brown, Nebraska to actually live in them?
    2. 95.7% of home owners in Brown, Nebraska that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.
2006 Mortgage Research Brown Nebraska US
Total Applications 93 128,400 33,304,682
Average Loan $72.8k $99.9k $184.9k
Loan to Income Ratio 1.16 1.33 1.83
Subprime Loans 12.90% 11.41% 11.98%
Refinancing Loans 52.69% 48.55% 50.05%
Principal Dwellings 95.70% 93.00% 88.97%
Rejected Applications 10.75% 10.12% 12.36%

Nearby Counties:   Rock, Keya Paha, Blaine, Loup, Thomas

Top Ten Lenders
# Name Share Apps
1 Union Bank And Trust Company 19.35% 18
2 Tierone Bank 7.53% 7
3 Wells Fargo Bank, Na 5.38% 5
4 Us Bank, N.A. 4.30% 4
5 Gmac Mortgage Llc 3.23% 3
6 Jpmorgan Chase Bank 3.23% 3
7 Countrywide Home Loans 3.23% 3
8 Equity One, Inc. 3.23% 3
9 First National Bank Of Omaha 3.23% 3
10 Citimortgage, Inc 3.23% 3