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Key Questions:

    1. Who are the leading lenders in Fillmore, Nebraska?
    2. The leading lenders, by market share, are Tierone Bank, First National Bank Of Omaha and Beneficial Company Llc. Do you have the best rate possible? Find out your credit score or browse
    1. How stretched will home owners in Fillmore, Nebraska be in paying off their mortgage?
    2. Homeowners in Fillmore, Nebraska borrowed an average of 1.25 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, a significantly lower risk that Fillmore, Nebraska homeowners will default on their mortgage payments in the coming years.
    1. How likely are the owners of homes in Fillmore, Nebraska to actually live in them?
    2. 93.9% of home owners in Fillmore, Nebraska that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
    1. How at risk is Fillmore, Nebraska to the subprime mortgage crisis?
    2. Loans taken out by home owners in Fillmore, Nebraska are within a +/- 10 percent band of the national average. That is to say, Fillmore, Nebraska will likely be affected by the subprime mortgage crisis just like the average county in the US.
2008 Mortgage Research Fillmore Nebraska US
Total Applications 114 88,586 17,391,570
Average Loan $71.2k $120.6k $198.2k
Loan to Income Ratio 1.25 1.49 1.97
Subprime Loans 4.39% 7.79% 4.81%
Refinancing Loans 59.65% 52.11% 52.52%
Principal Dwellings 93.86% 92.34% 90.00%
Rejected Applications 5.26% 10.16% 15.15%

Nearby Counties:   York, Thayer, Clay, Saline, Hamilton

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