Key Questions:

1. Who are the leading lenders in Wayne, Nebraska?
   1. The leading lenders, by market share, are Midstate Bank Na, Wells Fargo Bank, Na and Wells Fargo Fin'L Nebraska,Inc. Do you have the best rate possible? Find out your credit score or browse
2. How stretched will home owners in Wayne, Nebraska be in paying off their mortgage?
   1. Homeowners in Wayne, Nebraska borrowed an average of 1.59 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Wayne, Nebraska homeowners will default on their mortgage payments in the coming years.
3. How likely are the owners of homes in Wayne, Nebraska to actually live in them?
   1. 94.6% of home owners in Wayne, Nebraska that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
4. How at risk is Wayne, Nebraska to the subprime mortgage crisis?
   1. Loans taken out by home owners in Wayne, Nebraska are within a +/- 10 percent band of the national average. That is to say, Wayne, Nebraska will likely be affected by the subprime mortgage crisis just like the average county in the US.