Key Questions:

1. Who are the leading lenders in White Pine, Nevada?
   1. The leading lenders, by market share, are Countrywide Bank, Fsb, Greater Nevada Mortgage Servic and Bank Of America, N.A.. Do you have the best rate possible? Find out your credit score or browse
2. How stretched will home owners in White Pine, Nevada be in paying off their mortgage?
   1. Homeowners in White Pine, Nevada borrowed an average of 1.79 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that White Pine, Nevada homeowners will default on their mortgage payments in the coming years.
3. How likely are the owners of homes in White Pine, Nevada to actually live in them?
   1. 92.3% of home owners in White Pine, Nevada that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
4. How at risk is White Pine, Nevada to the subprime mortgage crisis?
   1. Loans taken out by home owners in White Pine, Nevada are within a +/- 10 percent band of the national average. That is to say, White Pine, Nevada will likely be affected by the subprime mortgage crisis just like the average county in the US.