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Key Questions:

    1. Who are the leading lenders in Grafton, New Hampshire?
    2. The leading lenders, by market share, are Countrywide Bank, Fsb, Jpmorgan Chase Bank, Na and Gmac Mortgage Llc. Do you have the best rate possible? Find out your credit score or browse
    1. How stretched will home owners in Grafton, New Hampshire be in paying off their mortgage?
    2. Homeowners in Grafton, New Hampshire borrowed an average of 1.58 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Grafton, New Hampshire homeowners will default on their mortgage payments in the coming years.
    1. How likely are the owners of homes in Grafton, New Hampshire to actually live in them?
    2. 79.1% of home owners in Grafton, New Hampshire that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
    1. How at risk is Grafton, New Hampshire to the subprime mortgage crisis?
    2. Loans taken out by home owners in Grafton, New Hampshire are within a +/- 10 percent band of the national average. That is to say, Grafton, New Hampshire will likely be affected by the subprime mortgage crisis just like the average county in the US.
2008 Mortgage Research Grafton New Hampshire US
Total Applications 3,891 78,591 17,391,570
Average Loan $184.0k $195.7k $198.2k
Loan to Income Ratio 1.58 1.98 1.97
Subprime Loans 4.45% 3.49% 4.81%
Refinancing Loans 62.40% 61.40% 52.52%
Principal Dwellings 79.05% 90.60% 90.00%
Rejected Applications 13.11% 12.75% 15.15%

Nearby Counties:   Belknap, Carroll, Merrimack, Sullivan, Coos

NEW HAMPSHIRE Mortgage Rates
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Top Ten Lenders
# Name Share Apps
1 Countrywide Bank, Fsb 8.20% 329
2 Jpmorgan Chase Bank, Na 6.85% 264
3 Gmac Mortgage Llc 6.08% 198
4 Lake Sunapee Bank, Fsb 4.68% 133
5 Bank Of America, N.A. 3.90% 123
6 Beneficial Company Llc 3.39% 160
7 Wells Fargo Bank, Na 3.38% 152
8 American Home Bank 3.33% 81
9 Gmac Bank 3.32% 84
10 Advanced Financial Services In 2.43% 86