Homethinking shows you transactional histories of real estate agents and mortgage lenders.
Realtors: Get Listed / Login

Key Questions:

    1. Who are the leading lenders in Strafford, New Hampshire?
    2. The leading lenders, by market share, are Gmac Mortgage Llc, Countrywide Bank, Fsb and Wells Fargo Bank, Na. Do you have the best rate possible? Find out your credit score or browse
    1. How stretched will home owners in Strafford, New Hampshire be in paying off their mortgage?
    2. Homeowners in Strafford, New Hampshire borrowed an average of 2.05 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Strafford, New Hampshire homeowners will default on their mortgage payments in the coming years.
    1. How likely are the owners of homes in Strafford, New Hampshire to actually live in them?
    2. 92.0% of home owners in Strafford, New Hampshire that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
    1. How at risk is Strafford, New Hampshire to the subprime mortgage crisis?
    2. Loans taken out by home owners in Strafford, New Hampshire are within a +/- 10 percent band of the national average. That is to say, Strafford, New Hampshire will likely be affected by the subprime mortgage crisis just like the average county in the US.
2008 Mortgage Research Strafford New Hampshire US
Total Applications 7,314 78,591 17,391,570
Average Loan $176.5k $195.7k $198.2k
Loan to Income Ratio 2.05 1.98 1.97
Subprime Loans 4.44% 3.49% 4.81%
Refinancing Loans 56.70% 61.40% 52.52%
Principal Dwellings 91.97% 90.60% 90.00%
Rejected Applications 11.85% 12.75% 15.15%

Nearby Counties:   Rockingham, Belknap, Carroll, Merrimack, Hillsborough

NEW HAMPSHIRE Mortgage Rates
  Last Week Current
30 Years Fixed loading...
15 Years Fixed loading...
5/1 ARM loading...

See NEW HAMPSHIRE mortgage rates at Zillow.com
Browse
Find out your credit score
 
Top Ten Lenders
# Name Share Apps
1 Gmac Mortgage Llc 7.25% 418
2 Countrywide Bank, Fsb 6.94% 467
3 Wells Fargo Bank, Na 6.38% 429
4 Beneficial Company Llc 5.58% 414
5 Jpmorgan Chase Bank, Na 4.18% 282
6 Gmac Bank 3.57% 201
7 Northeast Credit Union 3.10% 273
8 Citimortgage, Inc 2.70% 157
9 Rbs Citizens, N.A. 2.64% 324
10 Advanced Financial Services In 2.52% 135