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Key Questions:

    1. Who are the leading lenders in Sullivan, New Hampshire?
    2. The leading lenders, by market share, are Lake Sunapee Bank, Fsb, Countrywide Bank, Fsb and Gmac Mortgage Llc. Do you have the best rate possible? Find out your credit score or browse
    1. How stretched will home owners in Sullivan, New Hampshire be in paying off their mortgage?
    2. Homeowners in Sullivan, New Hampshire borrowed an average of 1.82 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Sullivan, New Hampshire homeowners will default on their mortgage payments in the coming years.
    1. How likely are the owners of homes in Sullivan, New Hampshire to actually live in them?
    2. 88.4% of home owners in Sullivan, New Hampshire that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
    1. How at risk is Sullivan, New Hampshire to the subprime mortgage crisis?
    2. Subprime loans taken out by home owners in Sullivan, New Hampshire were meaningful more than the national average in 2008. That is to say, Sullivan, New Hampshire will likely be more affected by the subprime mortgage crisis in years to come as a greater percentage of all mortgages in Sullivan, New Hampshire - 5.5% versus 4.8% - will reset to higher rates in 2009. This will likely trigger a higher amount of foreclosures caused by the reseting of subprime mortgages in Sullivan, New Hampshire than other areas of the US.
2008 Mortgage Research Sullivan New Hampshire US
Total Applications 2,101 78,591 17,391,570
Average Loan $163.3k $195.7k $198.2k
Loan to Income Ratio 1.82 1.98 1.97
Subprime Loans 5.47% 3.49% 4.81%
Refinancing Loans 63.11% 61.40% 52.52%
Principal Dwellings 88.39% 90.60% 90.00%
Rejected Applications 12.33% 12.75% 15.15%

Nearby Counties:   Cheshire, Merrimack, Hillsborough, Grafton, Belknap

NEW HAMPSHIRE Mortgage Rates
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Top Ten Lenders
# Name Share Apps
1 Lake Sunapee Bank, Fsb 14.21% 233
2 Countrywide Bank, Fsb 6.98% 134
3 Gmac Mortgage Llc 6.21% 110
4 Beneficial Company Llc 5.79% 167
5 Jpmorgan Chase Bank, Na 4.99% 96
6 Wells Fargo Bank, Na 3.48% 93
7 Gmac Bank 2.73% 43
8 Advanced Financial Services In 2.61% 53
9 American Home Bank 2.04% 30
10 Citimortgage, Inc 2.00% 41