Key Questions:

1. Who are the leading lenders in Dona Ana, New Mexico?
   1. The leading lenders, by market share, are Countrywide Bank, Fsb, Wells Fargo Bank, Na and Charter Bank. Do you have the best rate possible? Find out your credit score or browse
2. How stretched will home owners in Dona Ana, New Mexico be in paying off their mortgage?
   1. Homeowners in Dona Ana, New Mexico borrowed an average of 1.89 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Dona Ana, New Mexico homeowners will default on their mortgage payments in the coming years.
3. How likely are the owners of homes in Dona Ana, New Mexico to actually live in them?
   1. 90.0% of home owners in Dona Ana, New Mexico that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
4. How at risk is Dona Ana, New Mexico to the subprime mortgage crisis?
   1. Loans taken out by home owners in Dona Ana, New Mexico are within a +/- 10 percent band of the national average. That is to say, Dona Ana, New Mexico will likely be affected by the subprime mortgage crisis just like the average county in the US.