Homethinking shows you transactional histories of real estate agents and mortgage lenders.
Realtors: Get Listed / Login

Key Questions:

    1. Who are the leading lenders in Davie, North Carolina?
    2. The leading lenders, by market share, are Branch Banking And Trust Co, Suntrust Mortgage, Inc and Jpmorgan Chase Bank, Na. Do you have the best rate possible? Find out your credit score or browse
    1. How stretched will home owners in Davie, North Carolina be in paying off their mortgage?
    2. Homeowners in Davie, North Carolina borrowed an average of 1.92 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Davie, North Carolina homeowners will default on their mortgage payments in the coming years.
    1. How likely are the owners of homes in Davie, North Carolina to actually live in them?
    2. 93.8% of home owners in Davie, North Carolina that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
    1. How at risk is Davie, North Carolina to the subprime mortgage crisis?
    2. Loans taken out by home owners in Davie, North Carolina are within a +/- 10 percent band of the national average. That is to say, Davie, North Carolina will likely be affected by the subprime mortgage crisis just like the average county in the US.
2008 Mortgage Research Davie North Carolina US
Total Applications 2,273 575,937 17,391,570
Average Loan $156.0k $168.3k $198.2k
Loan to Income Ratio 1.92 1.87 1.97
Subprime Loans 4.93% 4.68% 4.81%
Refinancing Loans 63.18% 55.98% 52.52%
Principal Dwellings 93.84% 88.95% 90.00%
Rejected Applications 13.24% 12.34% 15.15%

Nearby Counties:   Yadkin, Rowan, Iredell, Forsyth, Davidson

NORTH CAROLINA Mortgage Rates
  Last Week Current
30 Years Fixed loading...
15 Years Fixed loading...
5/1 ARM loading...

See NORTH CAROLINA mortgage rates at Zillow.com
Browse
Find out your credit score
 
Top Ten Lenders
# Name Share Apps
1 Branch Banking And Trust Co 11.10% 265
2 Suntrust Mortgage, Inc 6.38% 143
3 Jpmorgan Chase Bank, Na 5.62% 114
4 Wells Fargo Bank, Na 4.92% 106
5 Beneficial Company Llc 4.84% 117
6 State Employees' Credit Union 4.25% 84
7 Wells Fargo Funding, Inc 3.72% 64
8 Countrywide Bank, Fsb 3.27% 71
9 Gmac Mortgage Llc 2.90% 52
10 Wachovia Mortgage Fsb 2.54% 56