Homethinking shows you transactional histories of real estate agents and mortgage lenders.
Realtors: Get Listed / Login

Key Questions:

    1. How at risk is Coshocton, Ohio to the subprime mortgage crisis?
    2. Loans taken out by home owners in Coshocton, Ohio are within a +/- 10 percent band of the national average. That is to say, Coshocton, Ohio will likely be affected by the subprime mortgage crisis just like the average county in the US.
    1. How stretched will home owners in Coshocton, Ohio be in paying off their mortgage?
    2. Homeowners in Coshocton, Ohio borrowed an average of 1.54 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, there will be a normal risk that Coshocton, Ohio homeowners will default on their mortgage payments in the coming years.
    1. Who are the leading lenders in Coshocton, Ohio?
    2. The leading lenders, by market share, are Jpmorgan Chase Bank, Beneficial Company Llc and National City Bank. Do you have the best rate possible? Get quotes from mortgage lenders.
    1. How likely are the owners of homes in Coshocton, Ohio to actually live in them?
    2. 95.4% of home owners in Coshocton, Ohio that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.
2006 Mortgage Research Coshocton Ohio US
Total Applications 2,046 1,026,780 33,304,682
Average Loan $80.6k $110.1k $184.9k
Loan to Income Ratio 1.54 1.51 1.83
Subprime Loans 12.76% 11.61% 11.98%
Refinancing Loans 68.33% 53.72% 50.05%
Principal Dwellings 95.41% 90.79% 88.97%
Rejected Applications 21.26% 15.33% 12.36%

Nearby Counties:   Holmes, Muskingum, Tuscarawas, Guernsey, Knox

Top Ten Lenders
# Name Share Apps
1 Jpmorgan Chase Bank 15.74% 322
2 Beneficial Company Llc 9.09% 186
3 National City Bank 4.59% 94
4 Equity Resources Inc 4.40% 90
5 Countrywide Home Loans 3.37% 69
6 Nationstar Mortgage Llc 2.79% 57
7 Ameriquest Mortgage Company 2.44% 50
8 Gmac Mortgage Llc 2.30% 47
9 Bank Of America, N.A. 1.91% 39
10 Citifinancial, Inc. 1.66% 34