Homethinking shows you transactional histories of real estate agents and mortgage lenders.
Realtors: Get Listed / Login

Key Questions:

    1. Who are the leading lenders in Cuyahoga, Ohio?
    2. The leading lenders, by market share, are Third Federal Savings And Loan, Jpmorgan Chase Bank, Na and Hfc Company Llc. Do you have the best rate possible? Find out your credit score or browse
    1. How stretched will home owners in Cuyahoga, Ohio be in paying off their mortgage?
    2. Homeowners in Cuyahoga, Ohio borrowed an average of 1.46 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, a significantly lower risk that Cuyahoga, Ohio homeowners will default on their mortgage payments in the coming years.
    1. How likely are the owners of homes in Cuyahoga, Ohio to actually live in them?
    2. 89.9% of home owners in Cuyahoga, Ohio that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
    1. How at risk is Cuyahoga, Ohio to the subprime mortgage crisis?
    2. Loans taken out by home owners in Cuyahoga, Ohio are within a +/- 10 percent band of the national average. That is to say, Cuyahoga, Ohio will likely be affected by the subprime mortgage crisis just like the average county in the US.
2008 Mortgage Research Cuyahoga Ohio US
Total Applications 54,810 533,639 17,391,570
Average Loan $120.3k $126.8k $198.2k
Loan to Income Ratio 1.46 1.63 1.97
Subprime Loans 5.11% 5.48% 4.81%
Refinancing Loans 49.07% 54.61% 52.52%
Principal Dwellings 89.91% 92.51% 90.00%
Rejected Applications 21.23% 16.42% 15.15%

Nearby Counties:   Summit, Medina, Geauga, Lake, Lorain

OHIO Mortgage Rates
  Last Week Current
30 Years Fixed loading...
15 Years Fixed loading...
5/1 ARM loading...

See OHIO mortgage rates at Zillow.com
Browse
Find out your credit score
 
Top Ten Lenders
# Name Share Apps
1 Third Federal Savings And Loan 8.15% 4,248
2 Jpmorgan Chase Bank, Na 7.85% 3,724
3 Hfc Company Llc 7.37% 3,512
4 Countrywide Bank, Fsb 6.16% 3,352
5 Wells Fargo Bank, Na 3.86% 2,076
6 Fifth Third Mortgage Company 3.77% 1,885
7 Citimortgage, Inc 3.49% 1,760
8 National City Bank 2.85% 1,987
9 Us Bank, N.A. 2.75% 1,224
10 Howard Hanna Mortgage Services 2.62% 890