Key Questions:

1. Who are the leading lenders in Defiance, Ohio?
   1. The leading lenders, by market share, are First Federal Bank, The State Bank And Trust Compa and The Huntington National Bank. Do you have the best rate possible? Find out your credit score or browse
2. How stretched will home owners in Defiance, Ohio be in paying off their mortgage?
   1. Homeowners in Defiance, Ohio borrowed an average of 1.48 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Defiance, Ohio homeowners will default on their mortgage payments in the coming years.
3. How likely are the owners of homes in Defiance, Ohio to actually live in them?
   1. 93.1% of home owners in Defiance, Ohio that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
4. How at risk is Defiance, Ohio to the subprime mortgage crisis?
   1. Loans taken out by home owners in Defiance, Ohio are within a +/- 10 percent band of the national average. That is to say, Defiance, Ohio will likely be affected by the subprime mortgage crisis just like the average county in the US.