Key Questions:

1. How at risk is Beckham, Oklahoma to the subprime mortgage crisis?
   1. Loans taken out by home owners in Beckham, Oklahoma are within a +/- 10 percent band of the national average. That is to say, Beckham, Oklahoma will likely be affected by the subprime mortgage crisis just like the average county in the US.
2. How stretched will home owners in Beckham, Oklahoma be in paying off their mortgage?
   1. Homeowners in Beckham, Oklahoma borrowed an average of 1.27 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, a significantly lower risk that Beckham, Oklahoma homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Beckham, Oklahoma?
   1. The leading lenders, by market share, are Beneficial Company Llc, Vanderbilt Mortgage and American Southwest Mortgage Co. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Beckham, Oklahoma to actually live in them?
   1. 97.1% of home owners in Beckham, Oklahoma that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.