Key Questions:

1. How at risk is Blair, Pennsylvania to the subprime mortgage crisis?
   1. Loans taken out by home owners in Blair, Pennsylvania are within a +/- 10 percent band of the national average. That is to say, Blair, Pennsylvania will likely be affected by the subprime mortgage crisis just like the average county in the US.
2. How stretched will home owners in Blair, Pennsylvania be in paying off their mortgage?
   1. Homeowners in Blair, Pennsylvania borrowed an average of 1.26 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, a significantly lower risk that Blair, Pennsylvania homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Blair, Pennsylvania?
   1. The leading lenders, by market share, are Beneficial Company Llc, First Commonwealth Bank and Citizens Bank Of Pennsylvania. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Blair, Pennsylvania to actually live in them?
   1. 94.6% of home owners in Blair, Pennsylvania that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.