Key Questions:

1. Who are the leading lenders in Maricao, Puerto Rico?
   1. The leading lenders, by market share, are Golden Mortgage Bankers, Popular Mortgage, Inc. and R & G Mortgage Corporation. Do you have the best rate possible? Find out your credit score or browse
2. How stretched will home owners in Maricao, Puerto Rico be in paying off their mortgage?
   1. Homeowners in Maricao, Puerto Rico borrowed an average of 1.46 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, a significantly lower risk that Maricao, Puerto Rico homeowners will default on their mortgage payments in the coming years.
3. How likely are the owners of homes in Maricao, Puerto Rico to actually live in them?
   1. 89.7% of home owners in Maricao, Puerto Rico that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
4. How at risk is Maricao, Puerto Rico to the subprime mortgage crisis?
   1. Loans taken out by home owners in Maricao, Puerto Rico are within a +/- 10 percent band of the national average. That is to say, Maricao, Puerto Rico will likely be affected by the subprime mortgage crisis just like the average county in the US.