Key Questions:

1. How at risk is Bristol, Rhode Island to the subprime mortgage crisis?
   1. There were significantly less subprime loans taken out by home owners in Bristol, Rhode Island than the national average in 2006. That is to say, Bristol, Rhode Island will be less affected by the subprime mortgage crisis in years to come as a lesser percentage of all mortgages in Bristol, Rhode Island - 7.8% versus 12.0% - will reset to higher rates in 2008. This will mean that there will be less foreclosures caused by the reseting of subprime mortgages in Bristol, Rhode Island than other areas of the US.
2. How stretched will home owners in Bristol, Rhode Island be in paying off their mortgage?
   1. Homeowners in Bristol, Rhode Island borrowed an average of 1.88 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, there will be a normal risk that Bristol, Rhode Island homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Bristol, Rhode Island?
   1. The leading lenders, by market share, are Citizens Bank Of Rhode Island, Countrywide Home Loans and Bank Of America, N.A.. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Bristol, Rhode Island to actually live in them?
   1. 93.5% of home owners in Bristol, Rhode Island that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.