Key Questions:

1. Who are the leading lenders in Dorchester, South Carolina?
   1. The leading lenders, by market share, are Countrywide Bank, Fsb, Bank Of America, N.A. and Wells Fargo Bank, Na. Do you have the best rate possible? Find out your credit score or browse
2. How stretched will home owners in Dorchester, South Carolina be in paying off their mortgage?
   1. Homeowners in Dorchester, South Carolina borrowed an average of 2.19 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Dorchester, South Carolina homeowners will default on their mortgage payments in the coming years.
3. How likely are the owners of homes in Dorchester, South Carolina to actually live in them?
   1. 93.7% of home owners in Dorchester, South Carolina that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
4. How at risk is Dorchester, South Carolina to the subprime mortgage crisis?
   1. Loans taken out by home owners in Dorchester, South Carolina are within a +/- 10 percent band of the national average. That is to say, Dorchester, South Carolina will likely be affected by the subprime mortgage crisis just like the average county in the US.