Key Questions:

1. How at risk is Dallam, Texas to the subprime mortgage crisis?
   1. Loans taken out by home owners in Dallam, Texas are within a +/- 10 percent band of the national average. That is to say, Dallam, Texas will likely be affected by the subprime mortgage crisis just like the average county in the US.
2. How stretched will home owners in Dallam, Texas be in paying off their mortgage?
   1. Homeowners in Dallam, Texas borrowed an average of 0.79 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, a significantly lower risk that Dallam, Texas homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Dallam, Texas?
   1. The leading lenders, by market share, are Bank Of America, N.A., Countrywide Home Loans and Nationstar Mortgage Llc. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Dallam, Texas to actually live in them?
   1. 77.0% of home owners in Dallam, Texas that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.