Key Questions:

1. How at risk is Grayson, Texas to the subprime mortgage crisis?
   1. Loans taken out by home owners in Grayson, Texas are within a +/- 10 percent band of the national average. That is to say, Grayson, Texas will likely be affected by the subprime mortgage crisis just like the average county in the US.
2. How stretched will home owners in Grayson, Texas be in paying off their mortgage?
   1. Homeowners in Grayson, Texas borrowed an average of 1.17 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, a significantly lower risk that Grayson, Texas homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Grayson, Texas?
   1. The leading lenders, by market share, are Countrywide Home Loans, Jpmorgan Chase Bank and Home123 Corporation. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Grayson, Texas to actually live in them?
   1. 86.7% of home owners in Grayson, Texas that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.