Key Questions:

1. How at risk is Jim Hogg, Texas to the subprime mortgage crisis?
   1. There were significantly less subprime loans taken out by home owners in Jim Hogg, Texas than the national average in 2006. That is to say, Jim Hogg, Texas will be less affected by the subprime mortgage crisis in years to come as a lesser percentage of all mortgages in Jim Hogg, Texas - 8.2% versus 12.0% - will reset to higher rates in 2008. This will mean that there will be less foreclosures caused by the reseting of subprime mortgages in Jim Hogg, Texas than other areas of the US.
2. How stretched will home owners in Jim Hogg, Texas be in paying off their mortgage?
   1. Homeowners in Jim Hogg, Texas borrowed an average of 1.13 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, a significantly lower risk that Jim Hogg, Texas homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Jim Hogg, Texas?
   1. The leading lenders, by market share, are Beneficial Company Llc, Nationstar Mortgage Llc and Wells Fargo Bank, Na. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Jim Hogg, Texas to actually live in them?
   1. 97.6% of home owners in Jim Hogg, Texas that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.