Key Questions:

1. How at risk is Kane, Utah to the subprime mortgage crisis?
   1. Subprime loans taken out by home owners in Kane, Utah were meaningfully less than the national average in 2006. That is to say, Kane, Utah will likely be less affected by the subprime mortgage crisis in years to come as a lesser percentage of all mortgages in Kane, Utah - 9.1% versus 12.0% - will reset to higher rates in 2008.
2. How stretched will home owners in Kane, Utah be in paying off their mortgage?
   1. Homeowners in Kane, Utah borrowed an average of 1.45 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, there will be a normal risk that Kane, Utah homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Kane, Utah?
   1. The leading lenders, by market share, are Countrywide Home Loans, Zions First National Bank and Wells Fargo Bank, Na. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Kane, Utah to actually live in them?
   1. 55.8% of home owners in Kane, Utah that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.