Key Questions:

1. Who are the leading lenders in San Juan, Utah?
   1. The leading lenders, by market share, are Wells Fargo Bank, Na, Primary Residential Mortgage and Zions First National Bank. Do you have the best rate possible? Find out your credit score or browse
2. How stretched will home owners in San Juan, Utah be in paying off their mortgage?
   1. Homeowners in San Juan, Utah borrowed an average of 1.93 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that San Juan, Utah homeowners will default on their mortgage payments in the coming years.
3. How likely are the owners of homes in San Juan, Utah to actually live in them?
   1. 92.5% of home owners in San Juan, Utah that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
4. How at risk is San Juan, Utah to the subprime mortgage crisis?
   1. Loans taken out by home owners in San Juan, Utah are within a +/- 10 percent band of the national average. That is to say, San Juan, Utah will likely be affected by the subprime mortgage crisis just like the average county in the US.