Key Questions:

1. Who are the leading lenders in Grand Isle, Vermont?
   1. The leading lenders, by market share, are New England Federal Credit Uni, Countrywide Bank, Fsb and Phh Mortgage Corporation. Do you have the best rate possible? Find out your credit score or browse
2. How stretched will home owners in Grand Isle, Vermont be in paying off their mortgage?
   1. Homeowners in Grand Isle, Vermont borrowed an average of 1.89 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Grand Isle, Vermont homeowners will default on their mortgage payments in the coming years.
3. How likely are the owners of homes in Grand Isle, Vermont to actually live in them?
   1. 84.9% of home owners in Grand Isle, Vermont that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
4. How at risk is Grand Isle, Vermont to the subprime mortgage crisis?
   1. Subprime loans taken out by home owners in Grand Isle, Vermont were meaningfully less than the national average in 2008. That is to say, Grand Isle, Vermont will likely be less affected by the subprime mortgage crisis in years to come as a lesser percentage of all mortgages in Grand Isle, Vermont - 3.6% versus 4.8% - will reset to higher rates in 2009.