Key Questions:

1. How at risk is Calhoun, West Virginia to the subprime mortgage crisis?
   1. Subprime loans taken out by home owners in Calhoun, West Virginia were meaningfully less than the national average in 2006. That is to say, Calhoun, West Virginia will likely be less affected by the subprime mortgage crisis in years to come as a lesser percentage of all mortgages in Calhoun, West Virginia - 9.3% versus 12.0% - will reset to higher rates in 2008.
2. How stretched will home owners in Calhoun, West Virginia be in paying off their mortgage?
   1. Homeowners in Calhoun, West Virginia borrowed an average of 1.54 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, there will be a normal risk that Calhoun, West Virginia homeowners will default on their mortgage payments in the coming years.
3. Who are the leading lenders in Calhoun, West Virginia?
   1. The leading lenders, by market share, are Beneficial Company Llc, Vanderbilt Mortgage and Nationstar Mortgage Llc. Do you have the best rate possible? Get quotes from mortgage lenders.
4. How likely are the owners of homes in Calhoun, West Virginia to actually live in them?
   1. 95.8% of home owners in Calhoun, West Virginia that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.