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Key Questions:

    1. How at risk is Dunn, Wisconsin to the subprime mortgage crisis?
    2. Loans taken out by home owners in Dunn, Wisconsin are within a +/- 10 percent band of the national average. That is to say, Dunn, Wisconsin will likely be affected by the subprime mortgage crisis just like the average county in the US.
    1. How stretched will home owners in Dunn, Wisconsin be in paying off their mortgage?
    2. Homeowners in Dunn, Wisconsin borrowed an average of 1.68 times their annual income for their mortgage. This compares to 1.83 for all of the US. Based on the national average, there will be a normal risk that Dunn, Wisconsin homeowners will default on their mortgage payments in the coming years.
    1. Who are the leading lenders in Dunn, Wisconsin?
    2. The leading lenders, by market share, are Westconsin Credit Union, Bremer Bank Na (Wisc) and Wells Fargo Bank, Na. Do you have the best rate possible? Get quotes from mortgage lenders.
    1. How likely are the owners of homes in Dunn, Wisconsin to actually live in them?
    2. 91.6% of home owners in Dunn, Wisconsin that applied for a mortgage in 2006 live in their homes versus owning them as an investment property. This compares to the national average of 89.0%.
2006 Mortgage Research Dunn Wisconsin US
Total Applications 3,313 539,730 33,304,682
Average Loan $114.8k $128.5k $184.9k
Loan to Income Ratio 1.68 1.61 1.83
Subprime Loans 12.25% 11.15% 11.98%
Refinancing Loans 64.20% 59.05% 50.05%
Principal Dwellings 91.58% 90.14% 88.97%
Rejected Applications 12.32% 11.91% 12.36%

Nearby Counties:   Pepin, Barron, St. Croix, Pierce, Buffalo

Top Ten Lenders
# Name Share Apps
1 Westconsin Credit Union 8.45% 280
2 Bremer Bank Na (Wisc) 6.70% 222
3 Wells Fargo Bank, Na 4.83% 160
4 Countrywide Home Loans 4.62% 153
5 Homecoming Financial Network 3.92% 130
6 Gmac Mortgage Llc 3.77% 125
7 Beneficial Company Llc 3.35% 111
8 Ameriquest Mortgage Company 3.32% 110
9 Citicorp Trust Bank, Fsb 2.63% 87
10 Peoples State Bank 2.54% 84