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Key Questions:

    1. Who are the leading lenders in Dunn, Wisconsin?
    2. The leading lenders, by market share, are Westconsin Credit Union, Bremer Bank Na (Wisc) and Wells Fargo Bank, Na. Do you have the best rate possible? Find out your credit score or browse
    1. How stretched will home owners in Dunn, Wisconsin be in paying off their mortgage?
    2. Homeowners in Dunn, Wisconsin borrowed an average of 1.75 times their annual income for their mortgage. This compares to 1.97 for all of the US. Based on the national average, there will be a normal risk that Dunn, Wisconsin homeowners will default on their mortgage payments in the coming years.
    1. How likely are the owners of homes in Dunn, Wisconsin to actually live in them?
    2. 90.7% of home owners in Dunn, Wisconsin that applied for a mortgage in 2008 live in their homes versus owning them as an investment property. This compares to the national average of 90.0%.
    1. How at risk is Dunn, Wisconsin to the subprime mortgage crisis?
    2. There were significantly more subprime loans taken out by home owners in Dunn, Wisconsin than the national average in 2008. That is to say, Dunn, Wisconsin will be more affected by the subprime mortgage crisis in years to come as a greater percentage of all mortgages in Dunn, Wisconsin - 8.5% versus 4.8% - will reset to higher rates in 2009. This will mean that there will be more foreclosures caused by the reseting of subprime mortgages in Dunn, Wisconsin than other areas of the US.
2008 Mortgage Research Dunn Wisconsin US
Total Applications 2,490 359,119 17,391,570
Average Loan $128.3k $153.3k $198.2k
Loan to Income Ratio 1.75 1.75 1.97
Subprime Loans 8.51% 5.54% 4.81%
Refinancing Loans 71.65% 67.14% 52.52%
Principal Dwellings 90.68% 90.98% 90.00%
Rejected Applications 11.37% 10.83% 15.15%

Nearby Counties:   Pepin, Barron, St. Croix, Pierce, Buffalo

WISCONSIN Mortgage Rates
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Top Ten Lenders
# Name Share Apps
1 Westconsin Credit Union 19.20% 562
2 Bremer Bank Na (Wisc) 6.95% 201
3 Wells Fargo Bank, Na 6.93% 158
4 M&I Marshall & Ilsley Bank 6.45% 77
5 Jpmorgan Chase Bank, Na 5.64% 114
6 Countrywide Bank, Fsb 4.13% 97
7 Beneficial Company Llc 3.72% 76
8 Gmac Mortgage Llc 3.55% 66
9 Associated Bank, N.A. 3.09% 76
10 Johnson Bank 2.83% 56